Roofing Contractor in Chattanooga

June 14, 2026

Unlike national lead-referral platforms that route a roof to whichever crew is available, a Chattanooga roofing contractor brings local crews who understand the area’s storm season, its mix of historic and newer housing, and Hamilton County permitting, and who can be reached for warranty service after the work is finished. Chattanooga is Tennessee’s fourth-largest city, with a population of roughly 185,783 as of 2024 (U.S. Census Bureau), and its position at the corner of Tennessee, Georgia, and Alabama, paired with steady residential and commercial growth, keeps demand for shingle, metal, and flat-roof work consistent throughout the year.

Weather is a major factor in the Chattanooga roofing market. Tennessee has moved into what the insurance industry now classifies as a “Very Severe Hail” risk zone, and hail remains the dominant weather-related cause of roof damage nationally. Southeast Tennessee’s spring storm season produces wind and hail events that regularly generate insurance claims across Hamilton County, and the broader region’s exposure to severe weather, including the wind and flooding damage from Hurricane Helene in September 2024, keeps roof integrity top of mind. With the average U.S. residential roof replacement reaching roughly $17,631 in 2025, a 33 percent increase over the prior four-year average according to Verisk data, a roof is increasingly treated as a major repair-or-replace decision.

Roofing work in Chattanooga sits inside Tennessee’s contractor-licensing framework. Any roofing project totaling $25,000 or more in combined labor and materials requires a license from the Tennessee Board for Licensing Contractors. Because Chattanooga lies in Hamilton County, it is one of the nine counties where the Home Improvement (HI) license applies, covering residential work valued between $3,000 and $25,000; HI contractors must carry a $10,000 surety bond. Work below $3,000 does not require a state license, though local permits may still apply. Roofing materials are subject to the 7 percent state sales tax plus Hamilton County’s local option, bringing the combined rate to 9.25 percent. Because many area contractors also work across the state line into North Georgia, homeowners should confirm that a contractor is properly licensed for work performed in Tennessee.

Beyond licensing, several consumer protections apply to roofing contracts. The Tennessee Consumer Protection Act (TCA 47-18-104), enforced by the Division of Consumer Affairs, addresses deceptive trade practices, while the state’s mechanics’ and materialmen’s lien law (TCA 66-11-145) gives contractors and suppliers 90 days from completion to file, a timeline worth understanding when scheduling payments. Because storm-chasing operators often follow severe weather into a region, homeowners should confirm a contractor’s license through the Board for Licensing Contractors at tn.gov, get the scope and warranty in writing, and avoid signing over an insurance claim before the work and the carrier’s estimate are clear. Material choices reflect the climate: architectural asphalt shingles dominate the residential market, standing-seam metal appeals to buyers seeking longer service life and hail resilience, and single-ply membranes such as TPO, EPDM, and modified bitumen are standard on the city’s flat commercial roofs.

Top Roofing Contractor Providers in Chattanooga

1. Lee Roofing

Address: 5950 Lee Highway, Chattanooga, TN 37421
Phone: (423) 589-1792
Website: https://www.leeroofingcompany.com
Services: residential roofing (installation, replacement, inspections, maintenance, emergency), commercial roofing (flat, shingle, metal, tile), gutters, re-roofing, repairs, storm-damage repair
Description: Lee Roofing is a veteran-owned roofing and exterior contractor founded by Cameron Lee, with more than 25 years of experience serving residential and commercial customers. The company handles residential roof installation, replacement, inspections, maintenance, and emergency service, along with commercial flat, shingle, metal, and tile systems, and it offers gutters, re-roofing, repairs, and storm-damage work. Its material range includes asphalt shingle, metal, and tile roofing. Lee Roofing is a GAF Certified contractor and a CertainTeed Select ShingleMaster, and it partners with James Hardie and Mule-Hide Products. The firm operates from offices in Chattanooga and Nashville and an Atlanta-area location in Kennesaw, Georgia, and serves Southeast Tennessee and North Georgia, offering free estimates and financing.

2. Tri-State Roofing Contractors, LLC

Address: 460 Dodson Avenue, Chattanooga, TN 37404
Phone: (423) 803-4742
Website: https://www.tstateroofing.com
Services: commercial and industrial roofing, roof repair and replacement, preventative maintenance, specialty roofing, waterproofing and coatings, sheet metal fabrication and installation, emergency roofing, roof restoration
Description: Tri-State Roofing Contractors is a Chattanooga-based commercial and industrial roofing firm whose team is credited with more than 150 years of combined experience. The company focuses on commercial property roofing, including repair, replacement, preventative maintenance, specialty roofing, waterproofing and coatings, sheet metal fabrication, emergency service, and roof restoration, with an emphasis on minimizing disruption to ongoing business operations. It is a GAF PlatinumElite Commercial Contractor, a tier that allows it to offer the GAF Diamond Pledge NDL roof guarantee with coverage up to 35 years on qualifying systems, and it is rated A+ by the BBB, is ISN Certified, and is a member of National Women in Roofing and the local chamber of commerce. The firm offers a TRI-CARE roof maintenance program along with free estimates and inspections for commercial clients in the Chattanooga area.

3. CH Roofing LLC

Address: Chattanooga, TN (serves the greater Chattanooga area)
Phone: (423) 355-1091
Website: https://chroofingtn.com
Services: residential roofing (asphalt shingle, metal, tile), commercial roofing (modified bitumen, TPO, EPDM), retail roofing, insurance and storm-damage claims, 24-hour emergency repair, gutters and guards, siding and windows, solar-ready roofing
Description: CH Roofing is a Chattanooga-area roofing contractor that reports more than three decades of combined experience serving the community. The company handles residential roofing in asphalt shingle, metal, and tile, along with commercial systems including modified bitumen, TPO, and EPDM, and it offers retail roofing, insurance and storm-damage claims assistance, 24-hour emergency repair, gutter systems and guards, siding and windows, and solar-ready roofing. It is a GAF certified contractor and is licensed and insured, with extended warranties available on qualifying work, and it provides bilingual English and Spanish service. The company does not publish a single street address, operating across the greater Chattanooga area and surrounding Tennessee communities including Athens, Collegedale, Dayton, Dunlap, and South Pittsburg, and it offers free inspections and same-day estimates.

Frequently Asked Questions About Roofing Contractor in Chattanooga

Q: Does a Chattanooga roofing contractor need a license?

Roofing projects totaling $25,000 or more in combined labor and materials require a license from the Tennessee Board for Licensing Contractors. Because Chattanooga is in Hamilton County, one of the nine Home Improvement (HI) license counties, residential roofing valued between $3,000 and $25,000 falls under the HI license, which also requires a $10,000 surety bond. Work below $3,000 does not require a state license, though local permits may still apply. You can verify any contractor’s license at tn.gov.

Q: How much is sales tax on roofing materials in Chattanooga?

Tennessee charges a 7 percent state sales tax, and Hamilton County adds a local option that brings the combined rate to 9.25 percent. How labor is taxed can depend on how the contractor structures the contract, so it is worth requesting an itemized invoice that separates materials, labor, and tax.

Q: How does Southeast Tennessee weather affect roofing in Chattanooga?

Tennessee is now classified as a “Very Severe Hail” risk zone, and hail is the leading weather-related cause of roof damage. Southeast Tennessee’s spring storm season regularly produces wind and hail claims across Hamilton County, and the broader region saw wind and flooding damage from Hurricane Helene in September 2024. Impact-resistant materials such as architectural shingles or standing-seam metal are common choices, and most insurance policies allow roughly one year from a storm to file a damage claim.

Q: Should I be concerned that a Chattanooga roofer also works in North Georgia?

Many Chattanooga-area contractors work across the state line into North Georgia, which is common given the city’s location. The key is that the contractor holds the proper Tennessee credentials for work performed in Tennessee, including a license from the Board for Licensing Contractors for projects of $25,000 or more. You can verify Tennessee licensing at tn.gov regardless of where else a firm operates.

Q: What should I confirm before signing a roofing contract in Chattanooga?

Confirm the contractor’s license through the Board for Licensing Contractors at tn.gov, and get the scope of work, materials, warranty terms, payment schedule, and timeline in writing. Because Tennessee’s lien law (TCA 66-11-145) allows contractors and suppliers to file a lien within 90 days of completion, tying payments to completion milestones protects both sides. Avoid signing over an insurance claim before the carrier’s estimate and the project scope are clear.

Q: How do I file a complaint against a Chattanooga roofing contractor?

Complaints about deceptive practices or contract disputes can be filed with the Tennessee Division of Consumer Affairs, which enforces the Tennessee Consumer Protection Act (TCA 47-18-104). Disputes involving a licensed contractor can also be directed to the Board for Licensing Contractors. Keeping the signed contract, payment records, written warranty, and photographs of any defective work strengthens a complaint.